MTNGH 2.16 ▲ 0.3% GCB 6.35 ▼ 2.5% ETI 0.34 ▲ 0.4% CAL 0.38 ▲ 1.0% GOIL 1.63 ▼ 1.2% SIC 0.71 ▲ 0.1% EGH 8.75 ▼ 2.4% ACCESS 4.00 ▲ 2.7% SOGEGH 1.87 ▼ 2.5% FML 4.28 ▼ 1.5% EGL 3.23 ▼ 0.3% GGBL 3.15 ▲ 2.6% SCB 18.94 ▲ 0.0% UNIL 10.45 ▲ 2.7% TOTAL 14.87 ▲ 1.7% BOPP 22.33 ▲ 2.8% MTNGH 2.16 ▲ 0.3% GCB 6.35 ▼ 2.5% ETI 0.34 ▲ 0.4% CAL 0.38 ▲ 1.0% GOIL 1.63 ▼ 1.2% SIC 0.71 ▲ 0.1% EGH 8.75 ▼ 2.4% ACCESS 4.00 ▲ 2.7% SOGEGH 1.87 ▼ 2.5% FML 4.28 ▼ 1.5% EGL 3.23 ▼ 0.3% GGBL 3.15 ▲ 2.6% SCB 18.94 ▲ 0.0% UNIL 10.45 ▲ 2.7% TOTAL 14.87 ▲ 1.7% BOPP 22.33 ▲ 2.8%
Markets · Live

Ghana's yield rates, all in one place.

Live treasury, deposit and money-market rates from SEC-licensed products. Compare across tenors, see where the curve is heading, and earn what your money is worth.

18.00%
Best benchmark APY
27
Active products
24/7
Quote availability

Yield curve

Treasury & fixed-income rates by tenor.

Best APY per maturity bucket across active products. Hover the points for the specific instrument.

15.0% 11.3% 7.5% 3.8% 0.0% Bank savings (avg) · 3.0% Bank fixed deposit (avg) · 8.0% CDH 30-Day Term Repo - 3M (91d) at 9.75% 9.8% 3M 91d CDH Fixed Deposit - 180 Days - 6M (182d) at 7.50% 7.5% 6M 182d GoG Treasury Bill - 364 Days - 1Y (364d) at 11.59% 11.6% 1Y 364d GoG Treasury Bond - 7 Year - 7Y (2555d) at 12.50% 12.5% 7Y 2555d
CDH yield curve
Bank avg reference
Bank savings (avg)
3.00%
Industry benchmark
Bank fixed deposit (avg)
8.00%
Industry benchmark
Treasury bill (91-day)
9.75%
+6.8pp vs bank savings

All products

Live rates & minimums.

Funds

2 products
Product Type APY Tenor Min Risk
CDH Equity Fund
Open-ended equity fund concentrated in top-performing GSE-listed compa...
Mutual Fund 18.00% Flexible GH₵100 high Buy arrow_forward
CDH Balanced Fund
Open-ended mutual fund: ~60% Ghanaian fixed income + ~40% GSE equities...
Mutual Fund 14.00% Flexible GH₵50 medium Buy arrow_forward

Savings

1 product
Product Type APY Tenor Min Risk
CDH Flex Savings
Flexible cedi savings with daily interest accrual. Withdraw anytime wi...
Savings 4.50% Flexible GH₵1,000 low Buy arrow_forward

Equities

16 products
Product Type APY Tenor Min Risk
Ecobank Transnational Inc. (ETI)
Ecobank Transnational Inc. ordinary shares, listed on the Ghana Stock...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
Benso Oil Palm Plantation (BOPP)
Benso Oil Palm Plantation ordinary shares, listed on the Ghana Stock E...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
TotalEnergies Marketing Ghana (TOTAL)
TotalEnergies Marketing Ghana ordinary shares, listed on the Ghana Sto...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
Unilever Ghana (UNIL)
Unilever Ghana ordinary shares, listed on the Ghana Stock Exchange (GS...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
Standard Chartered Bank Ghana (SCB)
Standard Chartered Bank Ghana ordinary shares, listed on the Ghana Sto...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
Guinness Ghana Breweries (GGBL)
Guinness Ghana Breweries ordinary shares, listed on the Ghana Stock Ex...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
Enterprise Group (EGL)
Enterprise Group ordinary shares, listed on the Ghana Stock Exchange (...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
Fan Milk (FML)
Fan Milk ordinary shares, listed on the Ghana Stock Exchange (GSE: FML...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
Societe Generale Ghana (SOGEGH)
Societe Generale Ghana ordinary shares, listed on the Ghana Stock Exch...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
Access Bank Ghana (ACCESS)
Access Bank Ghana ordinary shares, listed on the Ghana Stock Exchange...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
Ecobank Ghana (EGH)
Ecobank Ghana ordinary shares, listed on the Ghana Stock Exchange (GSE...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
SIC Insurance Company (SIC)
SIC Insurance Company ordinary shares, listed on the Ghana Stock Excha...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
GOIL Company (GOIL)
GOIL Company ordinary shares, listed on the Ghana Stock Exchange (GSE:...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
CalBank (CAL)
CalBank ordinary shares, listed on the Ghana Stock Exchange (GSE: CAL)...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
GCB Bank (GCB)
GCB Bank ordinary shares, listed on the Ghana Stock Exchange (GSE: GCB...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward
MTN Ghana (MTNGH)
MTN Ghana ordinary shares, listed on the Ghana Stock Exchange (GSE: MT...
Stock 0.00% Flexible GH₵10 high Buy arrow_forward

Fixed Income

8 products
Product Type APY Tenor Min Risk
CDH Overnight Repo
Repurchase agreement secured against Government of Ghana securities. S...
Repo 8.50% 7d GH₵100,000 low Buy arrow_forward
CDH 30-Day Term Repo
30-day term repurchase agreement backed by sovereign collateral. Highe...
Repo 9.75% 30d GH₵100,000 low Buy arrow_forward
CDH Fixed Deposit - 90 Days
Lock your funds for 90 days. Pays a premium over the 91-day Treasury b...
Fixed Deposit 5.50% 90d GH₵50,000 low Buy arrow_forward
GoG Treasury Bill - 91 Days
Government of Ghana 91-day Treasury Bill. Sovereign-backed; rolling we...
Treasury Bill 5.08% 91d GH₵100 low Buy arrow_forward
CDH Fixed Deposit - 180 Days
Lock your funds for 180 days. Pays a premium over the 182-day Treasury...
Fixed Deposit 7.50% 180d GH₵100,000 low Buy arrow_forward
GoG Treasury Bill - 182 Days
Government of Ghana 182-day Treasury Bill. Medium-term sovereign secur...
Treasury Bill 7.08% 182d GH₵100 low Buy arrow_forward
GoG Treasury Bill - 364 Days
Government of Ghana 364-day Treasury Bill. Longest standard T-bill ten...
Treasury Bill 11.59% 364d GH₵100 low Buy arrow_forward
GoG Treasury Bond - 7 Year
Government of Ghana 7-year Treasury Bond (Apr 2033 maturity). First do...
Bond 12.50% 2555d GH₵50,000 low Buy arrow_forward
Rates indicative; published gross of fees. Final yield depends on the product’s terms and the holding period. Past performance is not indicative of future results.
Onboarding open · Ghana

Start earning the
treasury rate today.

Open an account in under two minutes. KYC by Ghana Card, fund via MoMo or bank, earn from your first cedi.

Min ticket
GH₵10
Onboard
< 2 min
Up to
11.59%